You may think something in your home is repairable, but your insurance company may not. Then there are times when the insurance company believes the items are repairable, even if you think replacing is a better idea. A public adjustor can help with this situation, making sure you get everything you need. Problems with Proving the Damage There are times when adjustors will look at items and decide that the item hasn’t been damaged by the fire. It may have been preexisting or not considered damaged at all, and this leads to you not getting the insurance coverage that you need. There are also disagreements over the cost of the repairs. All of this delays the payment you get to